March 3, 2009

According to a recent Boston Globe investigative team article: the CEO of Blue Cross Blue Shield of Massachusetts agreed to give the CEO of Partners Healthcare (Mass General Hospital and Brigham and Women's Hospital) the "biggest insurance payment" since the formation of Partners Healthcare in 1993. In return, Parners Healthcare would push for increases with other insurers while providing the best deal for Blue Cross Blue Shield. The cost increases are then passed along to employers in the form of rate increases!! This same type of arrangement is probably happening nationwide.

Please click here to read the full Boston Globe article

AMF now offers a timely solution to overcome the monopolistic behavior of the major group medical insurers: the answer lies in "true competition".

Our new "U.S. Health Options" plan is truly a "competition based" model. When a covered participant needs elective surgery the plan's "Health Advocate" goes to work to first verify the necessity of the planned procedure and then to begin a national competitive bid process. Our Health Advocate will solicit a "global price" from hospitals around the country where regional cost differences and operating room capacity enable price reductions of up to 50% or more! Quality of care is assured with highly rated Joint Commission Accreditation and "Health Grades" ratings of three stars or better. Travel, lodging and meals are treated as a plan expense for both the patient and a companion. Our unique "Concierge" is available 24/7 and will monitor the patient throughout the medical travel experience.

Patients have the freedom of choice of providers.

Patients may agree to travel to the chosen plan destination for the surgery and have it covered at 100% or take the plan's allowance and see the doctor/hospital of their choice.

Look at the Cost Differences:


Please contact a marketing representative for a web presentation or to request a quote/additional information.
E. mmckelvey@amfrms.com E. dsayles@amfrms.com


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